Which countries am I covered in? What about countries subject to sanctions law?

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Passengers are covered for overseas travel to and from anywhere in the world, subject to the terms and conditions of the policy relating to applicable economic sanctions laws and regulations.

Please be aware that this policy does not:

(a) provide any cover for any loss arising directly or indirectly from planned or actual travel in, to, or through any country or region that is subject to comprehensive sanctions, which as of the effective date of this Policy include Cuba, Iran, Syria, North Korea and the Crimea Region;

(b) provide any cover for travel that originates in, or is purchased within, any of these comprehensively sanctioned countries or region;

(c) provide any cover for individuals ordinarily resident in any of these comprehensively sanctioned countries or region; or

(d) make any payments to any person or provider entity located in, or provide cover to any resident of, any of these comprehensively sanctioned countries or region.

Please note: The military conflict between Russia and Ukraine may impact travel insurance coverages and benefits, and the assistance company’s ability to provide certain travel-related assistance services, for travel to, from or within the affected areas.

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